Personal finance and life planning in one clear view
Marama Life is a private personal finance app for tracking expenses, budgets, net worth, cash-flow forecasts, financial goals and life goals in one view. See your life, and shape what’s next.
Money
Understand your finances.
- Spending
- Budget & actual
- Savings
- Net worth
Life
Track what matters beyond money.
- Personal wellbeing
- Family
- Priorities
- Life Hub
Progress
See whether you are moving forward.
- What happened
- What improved
- What needs attention
- What matters next
Marama Life Free
€0
Start understanding your money and your life.
- Today overview
- Expenses
- Basic Budget & Actual
- Basic Life Hub
- 1 active Goal
- Limited Monthly Review
- Basic charts
- Up to 3 months of historical visibility
- Settings, reference data & account access
Marama Life Founding Member
€19 one-time
The complete Marama Life experience
- Full Money tracking
- Full Life Hub & Goals
- Complete Net Worth & Forecast
- Full history & imports (Excel, Google Sheets)
- Advanced charts & complete historical analysis
- Unlimited Goals and full Monthly Review
- Early access to selected new features
- Founding Member status & priority feedback
Full access. The complete Marama Life experience.
Early access. Try selected new features before general release.
Shape Marama Life. Your feedback helps influence what Marama Life becomes.
One-time payment, no subscription · Limited founding offer · Secure checkout by Stripe · Local currency available at checkout.
Free vs Founding Member
| Feature | Free | Founding |
|---|---|---|
| Today | ||
| Expenses | ||
| Budget & Actual | Basic | Full |
| Net Worth | Full | |
| Forecast | Full | |
| Life Hub | Basic | Full |
| Goals | 1 | Unlimited |
| Monthly Review | Latest month | Full |
| History | 3 months | Full |
| Settings & reference data | ||
| Excel / Sheets import | ||
| Advanced charts | ||
| Early access | ||
| Founding status |
Common questions
What is Marama Life?
Marama Life is a private personal finance and life planning app. It brings expenses, budget and actual, net worth, cash-flow forecasts, financial goals and life goals together in one view, so you can see where you are and choose the next useful step.
What is the difference between Free and Founding Member?
Free includes the Today overview, expenses, basic budget and actual, a basic Life Hub, one active goal, a limited monthly review and three months of history. Founding Member is a one-time payment of €19 that unlocks full money tracking, net worth, forecast, unlimited goals, full history, imports and advanced charts.
Is my financial data private?
Yes. Your data belongs to your household account only, is protected by row-level security in our database, and is never sold. Marama Life does not connect to your bank and does not read your bank transactions.
Can I import my existing spreadsheet, or do I track manually?
Both. You can enter transactions manually at any time, and Founding Members can import history from Excel or Google Sheets. There is no bank synchronisation, so you stay in control of what is recorded.
Does Marama Life give financial advice?
No. Marama Life explains what happened in your own numbers and highlights what deserves attention. It is a tracking and planning tool, not financial, tax or investment advice.
More detail in about Marama Life, privacy, terms and the refund policy.